Vacations aren't a luxury for retirees living on Social Security alone, but you don't have to forgo them altogether. Summer is just around the corner, and if you're looking to get out of town, see new places, and meet new people, your monthly stipend could give you that opportunity. All it takes is a little creativity and the right destination.
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Chattanooga, Tennessee
Located in southeast Tennessee on the Georgia border, Chattanooga is an affordable vacation destination with a cost of living more than 10 percent lower than the national average, according to Best Places.
It's easy to find hotel rooms for well under $100: the Wingate by Wyndham Chattanooga is $67 a night, the Crash Pad is $62, and the Best Western Heritage Inn is just $56.
VisitChattanooga has two blog posts, “Chattanooga on a Budget” and “Chattanooga for Active Seniors,” that outline the many free or low-budget activities that retirees can participate in, from music festivals and art exhibits to outdoor activities and downtown parks.
Need help planning? AARP Travel Center can help you plan a Chattanooga trip for seniors on a budget.
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Decatur, Alabama
According to BestPlaces, the cost of living in Decatur is 17% lower than the national average, meaning food, drinks, transportation and everything else you buy is cheaper than most other areas in the country.
The Downtown Decatur Redevelopment Authority showcases the town's many attractions, including arts, theater, tours, museums, events, science exhibits and natural outdoor attractions, many of which are free or can be enjoyed nearby.
It's easy to find vacation rentals and hotel rooms for under $80 a night, including Days Inn by Wyndham ($66), Quality Inn ($55), La Quinta Inn ($80), and River City Hotel Decatur ($61).
Winnemucca, Nevada
Known for its friendly hospitality and authentic Western experience, daily life in Winnemucca is about 4% cheaper than the national average and 12% cheaper than the Nevada average, according to BestPlaces.
Retirees who can't afford casinos and gambling halls can explore the area's eerie and historic ghost towns, drive the famous Winnemucca-to-the-Sea Highway, or try their hand at mining and rock mining.
Activities like cycling, hiking and camping are free or low-cost, allowing you to soak up the region's unique and colorful Basque culture without spending a penny.
You can get a room at the highly rated Signature Inn Winnemucca for $45 a night. The Econo Lodge Inn is not far away at $53. The Ramada by Wyndham is also not far away at $79. These are just a few examples, it's easy to find a decent room for under $100.
Rapid City, South Dakota
Consistently renowned as one of the best small towns to visit in America, Rapid City is home to more than just the majesty of Mount Rushmore or the otherworldly terrain of Badlands National Park.
The cost of living is slightly lower than the national average, and the city and surrounding areas are filled with parks, attractions, festivals, events and outdoor activities to keep you entertained all through your vacation – many of which are free.
If you're looking for somewhere to stay on a Social Security recipient budget, the Grand Gateway Hotel in Rapid City is $65 a night, and the Comfort Inn & Suites Hotel in the Black Hills is $69. These are just two of the options under $100.
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This article originally appeared on GOBankingRates.com: 4 Affordable Travel Destinations If You're Living on Social Security
